Dash cams are very useful and have become popular, but there are rules that drivers need to stick to for legal and safe use
Plenty of drivers have started using dash cams in recent years. If you have a crash, they can prove useful for showing what happened.
Drivers must stick to some rules, however, in relation to safe and legal installation and use. For one thing, you probably need to tell your insurance company that you have one.
According to experts at Motor Match, around 18 per cent of car drivers now have a dash cam installed. But they have also issued a warning.
A spokesperson said: “Failing to notify your insurer about a wired dash cam can be seen as non-disclosure of important information. This might lead to a rejected claim in the event of an accident and affect future insurance premiums. Drivers need to understand that while improving their vehicle’s security and accountability, they must also adhere to their insurer’s policies to maintain coverage validity.
“Many drivers install dash cams to protect themselves against fraudulent claims and reduce premiums. However, remember to communicate any modifications, including hard-wiring a dash cam, to your insurer. This ensures that your policy reflects the true state of your vehicle, preventing any complications or disputes after an incident.
“Installing a dash cam incorrectly can lead to significant fines up to £1,000 and three penalty points under Rule 30 of The Highway Code, which requires drivers to maintain a full view of the road. Motorists must ensure their dash cams are clear of obstructing their view to avoid these penalties.
“We often see cases where drivers assume that all types of dash cams are treated equally by insurers. However, hard-wiring alters the vehicle’s electrical system and is considered a modification.
“Operating a dash cam while driving can equate to using a handheld mobile device, which clearly violates Rule 149 of The Highway Code. This can result in a fine of £1,000 and up to six penalty points, stressing the importance of setting up and activating dash cams before you start driving.
“While sharing dashcam footage on social media might be tempting, doing so can breach privacy laws and potentially interfere with legal proceedings. The Crown Prosecution Service advises against publicising such footage as it can preclude it from being admissible in court, affecting the outcome of legal cases.”
