Covertime has officially entered the UK market, catering to the increasing demand for short-term motor insurance. Around 15% of drivers now use temporary cover, a figure expected to rise as motorists opt for flexibility rather than the constraints of annual policies.
Whether a driver needs to borrow a car, arrange cover for a new purchase, or handle an urgent situation, Covertime makes the process quick and effortless. Customers can obtain quotes and purchase insurance directly through a web browser or via the company’s intuitive mobile app. The brand offers temporary insurance for cars, vans, and learner drivers.
The platform has been purpose-built to align with the habits of today’s motorists, offering a smooth interface, instant quotes, and digital documentation delivered immediately to users via email or app—ensuring a fully streamlined experience.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The founders of Covertime are familiar names in this space, having pioneered the short-term insurance category in 2006. Their latest venture reimagines that expertise for a digital generation—embracing flexible payment options, mobile-first access, and responsive customer support to reflect how people use and think about cars today.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
Find out more at Covertime.com.
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.
